Can a debtor choose which debt collection agency to work with in Dubai?

 In Dubai, debtors generally do not have the authority or discretion to choose which debt collection agency will handle their debts. The selection of a debt collection agency is primarily the responsibility of the creditor or the entity owed the debt.

Debt collection agencies in Dubai are typically engaged by creditors or financial institutions to recover outstanding debts on their behalf. These agencies are specialized in debt recovery and have the expertise and resources to pursue delinquent payments.

Once a debt has been assigned to a specific debt collection agency by the creditor, that agency becomes responsible for initiating the collection process and attempting to recover the outstanding amount from the debtor. The debtor does not have the power to select or change the agency involved in the debt collection process.

It is important for debtors in Dubai to be aware of their rights and obligations when dealing with debt collection agencies. The Dubai legal framework provides certain protections to debtors, including regulations that govern the conduct of debt collection agencies and prohibit abusive or unfair practices.

If a debtor in Dubai has concerns or disputes regarding a debt collection agency's practices or the legitimacy of the debt, they can seek legal advice and assistance. Legal professionals specializing in debt collection matters can provide guidance on the debtor's rights, negotiate on their behalf, and ensure that the debt collection process adheres to the applicable laws and regulations in Dubai.

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