Harassment by debt collectors is prohibited

 You are not alone if you are having difficulty making ends meet regarding debt collection Dubai. Millions of citizens of UAE have run into financial difficulties and are unable to meet their monthly responsibilities, such as credit card debts, auto payments, and mortgage payments. You may have already been receiving frightening phone calls from collection agencies. These collection calls can be harsh, making you feel as if you've lost all rights because you've fallen behind on your payments. That is not the case; you have rights! The Fair Debt Collection Practices Act (FDCPA) was passed to protect consumers from debt collectors harassing them.

 Third-party collectors are well-versed in the FDCPA laws, but they have and will continue to overstep their bounds when employing potentially criminal practices. "Why would they take that risk?" you might wonder. The explanation is simple: while third-party debt collection in UAE has collectors are aware of the FDCPA's laws and restrictions, the general public is unaware of their existence or that the FDCPA was designed to safeguard consumers. To gain money from misinformed consumers, third-party collectors are eager to flout the regulations. Repeated phone calls, contacting during off-hours, calling the workplace, failing to leave a mini-Miranda on your voice mail, and making threats are all common rules breached by companies.

 It's crucial to understand who the Fair Debt Collection Practices Act (FDCPA) pertains to. It only applies to third-party collection agencies, not the lending institution's collection department.

When a collection agency infringes on your consumer rights, it's time to fight back. An attorney familiar with the Fair Debt Collection Practices Act (FDCPA) can assist you in preventing debt collection agencies from pestering you at home or work. An FDCPA lawyer may be able to compel third-party debt collectors to pay you if they can demonstrate proof that the collector broke FDCPA regulations. It's a win-win situation for the consumer, and if they get the correct lawyer, they won't have to pay a dime for their legal services. Collection agencies who break the FDCPA face harsh penalties.

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